Greetings all, I just wanted to provide an update on my life and financial happenings; In case you were nervous by my long hiatus of activity, I didn’t invest my burgeoning net worth wealth on a fleet of Tesla Supercars, on a McMansion in the burbs, or drop it at the tables in Vegas. No, ...

I track both my income and expenses monthly. I started this process over two years ago to provide a better picture of my financial standing, and do this in tandem with a monthly net worth update. This process paints a fairly clear picture of my financial status and helps me identify the savings I’m adding ...

If most people were told they could “only” spend $16,000 per year then they would feel very deprived. Do I feel deprived while spending around these levels? Absolutely not! I recently had my boss tell me that I need to take some vacation time and “go out to spend my hard-earned money”. He knows I’m ...

I track both my income and expenses monthly. I started this process over two years ago to provide a better picture of my financial standing, and do this in tandem with a monthly net worth update. This process paints a fairly clear picture of my financial status and helps me identify the savings I’m adding ...

One egregious expense I have paid blindly for the last three years, despite my focus on frugality has been a smart phone plan with tons of minutes, texts, and data available costing me $70-$80 per month. This cell phone bill has been my fifth largest monthly expense category trailing only housing, groceries, transportation and restaurants. ...

Many debate the value of a college education today.  The escalating tuition has led many experts to declare that college doesn’t make financial sense.  However, numerous studies provide evidence to the power of earning a college degree.  It statistically provides far greater lifetime income opportunities to pad your net worth. As someone who graduated from ...

I track both my income and expenses monthly. I started this process over two years ago to provide a better picture of my financial standing, and do this in tandem with a monthly net worth update. This process paints a fairly clear picture of my financial status and helps me identify the savings I’m adding ...

After much wasted time, I have kicked my butt into gear to accomplish one of my 2013 goals by creating a Lending Club account and deploying my initial investment capital to a variety of U.S. borrowers. I have been very intrigued by the business model of Peer-to-Peer lending where individual investors have the ability to ...

The April 15 tax deadline has passed and many are celebrating the hefty tax refunds they were “given” by treating themselves to vacations, ipads, motorcycles, and other expensive purchases with their hard-earned withheld cash, not realizing that they were entitled to these funds all along. As a finance geek, I would urge readers to use ...

Lentils are a cheap, user-friendly, nutritional powerhouse packed with tons of protein and fiber. They lend themselves to easily soak up delicious flavors and make a great base to soup or stand alone as a side dish. They are grouped into the same legume family as peanuts, beans, and peas. Dried lentils make for quicker ...